PIT tax return: free online or through an accountancy firm? 2026 cost

indekscen.pl editorial team · published 30 September 2026 · prices according to the 5 October 2026 index

You can complete your PIT tax return free of charge using Your e-PIT at podatki.gov.pl or use an accountancy firm, which most often charges PLN 110 per return (typically PLN 95 ‑ 210). The return for the previous year must be filed between 15 February and 30 April. For complex matters, an hour-long consultation with a tax adviser costs around 450 PLN/h.

Most employees and pensioners can complete their PIT tax return free of charge in just a few minutes because the tax office prepares a ready-to-file return. However, there are situations where paying for help may be worthwhile: several sources of income, rental income, stock market investments, foreign income or tax reliefs you are unsure about. We compare free and paid filing options and their costs based on accountancy firm price lists.

Where can you complete a PIT tax return for free?

You can complete your PIT tax return free of charge using Your e-PIT at podatki.gov.pl, where the tax office prepares a return based on information from employers and other payers. Simply sign in (for example, using a trusted profile, online banking or the mObywatel app), check the details, add any tax reliefs and approve the return.

Other free options:

1. Your e-PIT at podatki.gov.pl. A ready-to-file return with the option to add tax reliefs and file jointly with your spouse.
2. Interactive e-Deklaracje form. Complete the return yourself online.
3. Paper form. Submit it in person at the tax office or send it by post.
4. Help at the tax office. During tax return season, tax offices hold sessions where staff help taxpayers file their returns.

Free tax return software from private companies is often provided on condition that part of your tax is allocated to a selected public benefit organisation. This is voluntary and does not affect the amount of tax you pay.

Filing a PIT tax return online: step by step

Completing a PIT tax return online using Your e-PIT usually takes several minutes and involves a few steps:

1. Sign in at podatki.gov.pl using a trusted profile, your bank or your tax details.
2. Check the details from PIT-11 forms and other information submitted by payers.
3. Add tax reliefs, for example for children, internet expenses or donations, and select a public benefit organisation.
4. Choose how to file: individually, jointly with your spouse or as a single parent.
5. Approve the return and download the UPO, the official confirmation that the return has been filed.

A refund of overpaid tax is usually credited to your bank account within several weeks, with electronically filed returns processed more quickly.

How much does completing a PIT tax return through an accountancy firm cost?

According to 3 price lists collected by indekscen.pl, completing a PIT tax return through an accountancy firm most often costs PLN 110, with half of all offers falling within the PLN 95 ‑ 210 range. The cheapest simple returns start at PLN 80, while complex returns with multiple attachments and tax reliefs cost up to PLN 500. Firms usually quote net prices.

Comparison of filing options:

Method	Cost	Suitable for
Your e-PIT (podatki.gov.pl)	free of charge	employees, pensioners, simple tax reliefs
Commercial software	usually free of charge	people who prefer step-by-step guidance
Accountancy firm	PLN 95 ‑ 210	several sources of income, rental income, stock market investments
Tax adviser	400 ‑ 450 PLN/h per hour	unusual cases, foreign income, disputes with the tax office

Median and typical range from public price lists, as at 5 October 2026. Each price includes a source and quotation on the service page.

Details and quotations from accountancy firm price lists are available at pIT tax return prepared by an accountancy firm.

How much does an accountancy firm charge for a PIT return and what affects the price?

An accountancy firm usually charges PLN 95 ‑ 210 for a PIT return. The price primarily depends on the type of form and the number of income sources. Factors that increase the bill include:

1. Type of form. An employee’s PIT-37 is the simplest; PIT-36, PIT-28 and PIT-38 forms (stock market investments, cryptocurrencies) require more work.
2. Number of income sources and attachments. Multiple contracts, rental income and foreign income require additional attachments.
3. Tax reliefs. Child tax relief is straightforward, while thermal modernisation or rehabilitation relief requires supporting documents.
4. Joint filing with a spouse. Two sets of documents in a single return.
5. Timing. Firms may charge more for documents submitted in the final days of April.

Correcting a return due to an error by the client, for example after a forgotten PIT-11 form, usually incurs an additional fee.

2026 PIT tax return: when does filing open and what is the deadline?

The PIT return for the previous year must be filed between 15 February and 30 April. From 15 February, a prepared return is available in Your e-PIT. If you take no action by 30 April, the PIT-37 and PIT-38 returns in Your e-PIT will be approved automatically in the form prepared by the tax office, without any tax reliefs of which the office was unaware.

Other forms, such as PIT-36 and PIT-28, must be filed by the taxpayer. Deadlines falling at the weekend move to the next working day. If you are unsure which form applies to you, ask the tax office or a tax adviser.

PIT-11 and PIT-37: how does an employee file a tax return?

PIT-11 is an income statement that an employer or client sends to an employee or contractor by the end of February, and to the tax office earlier. Employees usually use it to file a PIT-37 return. The PIT-11 details are already entered in Your e-PIT, so you only need to check them.

If you have several PIT-11 forms (because you changed jobs or worked under a contract of mandate), check that the tax office has included all of them. Missing information is the most common reason for correcting a return. For a simple PIT-37 return, an accountancy firm will usually charge nearer the lower end of the range, starting at PLN 80.

Filing a joint PIT return with your spouse: when is it worthwhile?

Filing a joint PIT return with your spouse is usually worthwhile when your incomes differ significantly, especially if one spouse exceeds a tax threshold while the other earns little or nothing. Tax is then calculated on half of the combined income, which may reduce the rate applied to the higher earner.

In Your e-PIT, joint filing is selected in one spouse’s return. It is worth checking the conditions (including joint ownership of marital property throughout the year) and exceptions before filing. At an accountancy firm, a joint return usually costs more than an individual one, towards the upper end of the PLN 95 ‑ 210 range.

When should you pay for help with a PIT return, and when can you do it yourself?

Filing your PIT return yourself is sufficient if you have one or more PIT-11 forms and claim common tax reliefs, for example for children or internet expenses. It is worth paying for help if:

• you have foreign or rental income,
• you sell shares, cryptocurrencies or property,
• you claim thermal modernisation or rehabilitation relief,
• the tax office has asked you to correct your return.

For disputes with the tax office or unusual circumstances, tax adviser is the better option: an hour-long consultation costs around 450 PLN/h. People running a business usually file through their accountancy firm: accounting for a sole proprietorship costs around 260 PLN/month, but the annual return may incur an additional fee.

If you have more serious financial difficulties, you may also find our article on personal bankruptcy: costs useful.

How can you avoid overpaying for a PIT return at an accountancy firm?

• Start with Your e-PIT. Even if you then take the matter to an accountancy firm, you can check what the tax office already knows.
• Prepare a complete set of documents. Include all PIT-11 and PIT-8C forms and invoices supporting tax reliefs. Sending additional documents later may incur an extra charge.
• Ask for the price for your specific form. Firms quote prices for individual PIT forms, usually net.
• Do not wait until the end of April. During the final days of the tax return season, firms may charge more and have less availability.

We do not yet have separate PIT tax return prices for individual cities, so the national median serves as a benchmark throughout Poland.

„PIT-y są wyceniane indywidualnie, średnio w cenie od 120 zł do 500 zł netto.”

solidnaksiegowa.com, source

„PIT-28. 110 zł.”

Kancelaria Gospodarcza, source

„Sporządzenie rocznego zeznania podatkowego PIT-38 lub PIT-28 | 80 PLN”

ksiegownik.pl, source

More prices for accounting and tax services can be found in the business and finance category. This article does not constitute tax advice: if you are in doubt, consult a tax adviser or the tax office.

The prices in this article come from publicly available accountancy firm price lists and articles. Each price is accompanied by its source, date and a verbatim quotation on the service page.

Frequently asked questions

How much does preparing an annual tax return cost?

Zeznanie roczne złożone samodzielnie w Twoim e-PIT nic nie kosztuje. Biuro rachunkowe bierze za nie zwykle PLN 95 ‑ 210, a przy złożonych rozliczeniach do PLN 500.

What is the difference between an accountancy firm and a tax adviser?

Biuro rachunkowe prowadzi księgi i sporządza deklaracje, a doradca podatkowy ma uprawnienia do udzielania porad podatkowych i reprezentowania podatnika. Godzina z doradcą kosztuje około 450 PLN/h, czyli więcej niż całe proste zeznanie w biurze.

What if I miss the 30 April PIT deadline?

Spóźnione zeznanie można złożyć razem z czynnym żalem, który zwykle chroni przed karą. W sprawach spóźnionych rozliczeń najlepiej zapytać doradcę podatkowego albo pracownika urzędu skarbowego.

Will an accountancy firm prepare a PIT return for someone who does not run a business?

Tak, biura rachunkowe rozliczają też pracowników, emerytów i osoby z dochodami z najmu czy giełdy. Cena zależy od formularza i liczby załączników, zwykle PLN 95 ‑ 210.

Will a virtual office prepare my PIT return?

Nie, wirtualne biuro to usługa adresowa dla firm, bez obsługi księgowej. Rozliczeniem PIT zajmuje się biuro rachunkowe albo doradca podatkowy.

Translation of the original Polish article dated 30 September 2026. Quotations from price lists are in Polish, as published by the companies. Read the original in Polish.

Found an error? Report it. Do you provide these services? Add your company's price list free of charge.