Polski
УкраїнськаHow much does personal bankruptcy cost?
Personal bankruptcy: half of the collected sources fall within 2,500 ‑ 3,500 PLN, and the middle value (median) is 3,500 PLN. Comparison based on 5 sources, as at 28 September 2026.
Figures on this page:all prices
Unit: PLN for legal services (preparing and filing a consumer bankruptcy application). Prices stated in public price lists and guides, not confirmed by invoices. How we calculate them.
Prices by source
Hover over the bar (or tap it) to see the price and its source.
Personal bankruptcy: prices by source
Five sources with varying levels of reliability, deliberately kept separate so that declarations are not mixed with evidence. The price index consists of cited public price lists per unit of service (PLN); customer reviews show amounts for entire jobs submitted via the ‘How much did you pay?’ form, with three verification levels (how we verify them); company price lists contain prices entered by the companies themselves. Price index as at: 28 September 2026; customer and company entries are updated continuously.
| Source | Median | Typical range / full range | Number |
|---|---|---|---|
| Price index: quoted public price lists and guidesevery price from a public website, with a quotation, date and link; median of range midpoints, excluding outliers | 3,500 PLN | 2,500 ‑ 3,500 | 5 |
| Customer reviews verified with an invoice or receiptthe editorial team (initially assisted by AI) checked the document: the service, amount, date and contractor all match | - | - | 0 |
| Customer reviews verified by declaration (confirmed by e-mail)the author confirmed through an e-mail link their declaration that they had used the service and that the amount and review were genuine | - | - | 0 |
| Unverified customer reviewsamount submitted through the form without confirmation by e-mail or document | - | - | 0 |
| Price lists entered by companies (company declarations)gross prices entered by companies using the company form; we do not verify them or include them in the price index median | - | - | 0 |
At a glance. According to the price index (cited public price lists), Personal bankruptcy costs typically 2,500 ‑ 3,500 PLN,median 3,500 PLN, based on 5 sources, as at 28 September 2026.
We do not yet have customer reviews verified with an invoice or receipt for this service.
We do not yet have customer reviews verified by declaration (confirmed by e-mail) for this service.
We do not yet have unverified customer reviews for this service.
No company has yet added its own price list for this service.
Source for citation: indekscen.pl, ‘Personal bankruptcy’, as at 28 September 2026, https://indekscen.pl/en/ile-kosztuje/upadlosc-konsumencka/. Method: how we calculate, how we verify. Data description for AI assistants: llms.txt.
Options and additional fees
| Option | Price | Sources |
|---|---|---|
| Full legal services (through to debt cancellation, not just filing the application) | 4,000 ‑ 12,000 PLN | Kancelaria FENIX, helpfind.pl |
| Court fee for submitting the application only (without legal assistance) | 30 PLN | Kancelaria FENIX, eurolege.pl, adwokat-wroclaw.biz.pl |
What affects the price
- number of creditors and complexity of the case
- assets to be liquidated
- city and the law firm's experience
- scope of service: application only or full assistance through to debt cancellation
- insolvency administrator's fee paid separately from the insolvency estate
Usually included in the price
- analysis of the debtor's financial situation
- preparing and filing the application with the court
- consultation
Usually charged separately
- insolvency administrator's fee (paid from the insolvency estate, not directly by the debtor)
- costs of correspondence and bank certificates
- the next stage of the proceedings after bankruptcy is declared (if the package only covers the application)
The court fee for submitting the application (PLN 30) is fixed and prescribed by the Act on Court Costs in Civil Cases; the cost of legal assistance is a separate, non-statutory expense.
Prices from customers and companies
Two types of entries: customers state how much they paid for the entire job and rate the contractor; service providers enter their price lists. Customer entries have three reliability levels: ✓ verified: invoice or receipt (the editorial team has seen a document matching the entry), ✓ verified: declaration (the author confirmed the entry using a link sent by e-mail) and unverified (how we verify entries); we do not verify company price lists. Price lists entered by companies are not included in the median at the top of the page; customer amounts are included only for services priced as a complete service.
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Price and satisfaction
| Amount paid | Entries with ratings | Average rating | 5★ ratings |
|---|
By company size
| Company size | Customer entries | Median from receipts | Average rating | Company price lists | Median from price lists (PLN) |
|---|
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Contractors: personal bankruptcy
Companies with a public price list for this service, based on our sources, and providers named by customers in reviews. The order is not a ranking; we do not charge for inclusion in the list.
| Contractor | How we know | Price | Customer rating |
|---|---|---|---|
| Kancelaria FENIX | price list on the company or facility website | 2,500 PLN | - |
| znanymecenas.pl | price list on the company or facility website | 900 PLN | - |
| adwokat-wroclaw.biz.pl | price list on the company or facility website | 4,000 ‑ 6,000 PLN | - |
We do not have any businesses to show yet. Know a good contractor? Add a review.
Price sources
Each amount comes from a publicly accessible website. The quote is the passage containing the amount. Website data as at 28 September 2026; prices may have changed since then.
| Source | Type | City | Price (PLN) |
|---|---|---|---|
| Kancelaria FENIX company profile · 2026„Obsługa prawna (przygotowanie wniosku) | od 2 500 zł” | company price list | all of Poland | from 2,500 |
| fundacjafair.com · 2025-07„W Warszawie koszty prawnika przy procesie sądowego umorzenia długów mogą wahać się w przedziale od 2 000 zł do 5 000 zł, w zależności od złożoności sprawy oraz doświadczenia adwokata.” | guide / portal | Warszawa | 2,000 ‑ 5,000 |
| znanymecenas.pl company profile„Ustalenie wierzycieli, przygotowanie wniosku o ogłoszenie upadłości z załącznikami | od 900 zł netto”kwota netto, do doliczenia VAT | company price list | all of Poland | from 900 |
| adwokat-wroclaw.biz.pl company profile„Za profesjonalne wsparcie w toku procedury upadłościowej zapłacisz w sumie ok. 4.000-6.000 złotych.” | company price list | all of Poland | 4,000 ‑ 6,000 |
| helpfind.pl „Za samo przygotowanie wniosku stawki zaczynają się zwykle od około 3500 zł.” | guide / portal | all of Poland | from 3,500 |
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